Are you relying on the luck of the Irish to get you where you want to be financially? Hoping to follow a rainbow to riches?
While that does sound enticing, I’ve yet to find a leprechaun who can click his heels and get me instantly to unlimited wealth (but if you know of one, please send him my way).
For most of us, reaching our financial goals doesn’t happen by chance. It requires careful planning and navigating through all stages of our life and career.
You put in a hard day’s work and make money to provide the best you can for yourself and your family. But what happens if something happens to you? Before you can think about growing your wealth you have to protect what you already have- your own pot of gold. Property and casualty insurance is crucial to protect the tangible assets you have in the case of an unexpected accident. Disability insurance is used to protect your income in case you no longer can work. Life insurance provides for those left behind if you were to pass.
Once protection is in place, then it’s all about accumulating more gold in your pot and having your money work for you as hard as you do for it. If investments might as well be in Gaelic, seek the help of a financial professional to help you decipher all the options available to you.
The smarter and harder you work, the luckier you get!